City Union Bank profit rises 15% to Rs 329 cr in Q2

New Delhi: City Union Bank on Monday reported 15 per cent rise in net profit at Rs 329 crore for the second quarter ended September 30, 2025.

The bank had earned a net profit of Rs 285 crore in the year-ago period.

Total income also increased to Rs 1,912 crore in the second quarter from Rs 1,660 crore in the same period of the previous fiscal, City Union Bank said in a regulatory filing.

Interest income improved to Rs 1,653 crore from Rs 1,434 crore in the same period a year ago.

During the quarter, the operating profit increased to Rs 471 crore from Rs 428 crore a year ago.

With regard to asset quality, gross non-performing assets (NPAs) of the bank eased to 2.42 per cent of gross advances at the end of September 2025, from 3.54 per cent by the year-ago period.

Similarly, net NPAs or bad loans came down to 0.9 per cent at the end of September 2025 compared to 1.62 per cent a year ago.

As a result, the provision and contingencies declined to Rs 57 crore from Rs 70 crore in the second quarter of the last financial year.

With regard to capital adequacy, the Capital to Risk-Weighted Assets Ratio (CRAR) declined to 21.68 per cent from 22.98 per cent.